Well, my dear readers, we made it! 2020 is officially done and now I welcome you to 2020 part “B” 2021. I trust that our global fling with misfortune has come to an end, and now we are on the path once more to improvement in our lots and our lives.

Your humble blogger wishes you good health, happiness, and all the boons that you were denied in 2020 paid back with interest in 2021.

And, of course, for everyone reading this other than applicant attorneys and lien claimants, may your arguments be found persuasive, may your positions unassailable, and may your gambles pay off.

Happy New Year!